SOWK 304 Lecture Notes - Lecture 7: Supplemental Security Income

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SOWK 304 4/3/18
Struggles of Living Among Elderly
Highest risk are women. Greater from ethic minority. LGBTQ are also at risk.
Highest risk is elderly, ethnic, gay, and woman
Woman outnumber men by age. In all biological species the female outlives male.
65-74 females outnumber males by 15%
75 : 24%
85: 46%
By 2050 ethnic minorities will make up 42% of Americans
Largest percent of people getting older in our population is Hispanic
Living longer because of medical science, access to healthcare, improved resources, and immigration
2 million people age 50 and over that are LGBTQ. Going to double by the year 2030
Economic Security & Poverty
Women who are in a minority ethnic group are more likely to live at or near poverty
IN 2016 43.1 million Americans live in poverty
$12,000/person considered living at poverty
59% depend on social security benefits for 90% of their income.
SSI: Supplemental security income.
Average SSI benefit is $435/month. Sometimes people double dip and get social security benefits as
well. (Rare)
On average older women receive about $4500 less in social security benefits as compared to men.
Unequal pay (.77 to
the dollar)
Part-time jobs
Take time off to have
children
Care for elderly
parents
Nearly half a million adults ages 65-7. And 65+ wanted to work or were employed for 27 weeks or longer
in 2017
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Document Summary

Highest risk is elderly, ethnic, gay, and woman. In all biological species the female outlives male. By 2050 ethnic minorities will make up 42% of americans. Largest percent of people getting older in our population is hispanic. Living longer because of medical science, access to healthcare, improved resources, and immigration. 2 million people age 50 and over that are lgbtq. Women who are in a minority ethnic group are more likely to live at or near poverty. In 2016 43. 1 million americans live in poverty. 59% depend on social security benefits for 90% of their income. Sometimes people double dip and get social security benefits as well. (rare) On average older women receive about less in social security benefits as compared to men. And 65+ wanted to work or were employed for 27 weeks or longer in 2017. Older workers of racial or ethic minority are most at risk for unemployment.

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