Class Notes for Finance at Concordia University

Lesson 7: The Investment Decision: Criteria Notes: After completing this lesson you will be able to: Define decision-making criteria Calculate Payback Periods (PB) Calculate Return on Assets (ROA) Calculate Retur...

CHAPTER 11 ESTIMATING GROWTH There are three basic ways of estimating growth for any firm: 1. Look at the growth in a firms past earnings its historical growth rate o Not good for high-growth firms 2. Trust the analyst who...

CHAPTER 14 FREE CASH FLOW TO EQUITY DISCOUNT MODELS DDM is based on the idea that the only CFs that stockholders receive are dividends. Even with the modified version that treats stock buybacks as dividends we may o misval...

CHAPTER 9 MEASURING EARNINGS FCFF BASED ONAFTER-TAX OPERATING EARNINGS FCFE Start with net income ACCOUNTING VERSUS FINANCIALBALANCE SHEETS Afirm includes both investments already made (assets in place), and investments ye...

CHAPTER 5 OPTION PRICING THEORYAND MODELS Chapter 5: pp 87- 90 and 95-99 The value of any asset is derived from the PV of CF form that asset, this is the only exception to the rule and must have these 2 characteristics: o ...

find more resources at oneclass.com Does Sexual Orientation Really Matter? For my final assignment, I would like to create a work that looks at if ones sexual orientation really matters, while considering the concepts of r...

Lesson 6 notes L.O.1 Selecting a home How much can you afford Most individuals pay a down payment of between 5-20 % of the price and then obtain a mortgage to finance the remaining cost Pre approval certificate: Issue...

Lesson 10 notes L.O 1 Old age security Old Age Security (OAS): this is a monthly pension payment available to old people of 65 and up. It is largest pension plan in Canada There are 2 criterias to be eligible: If you lived...

Lesson 9 notes L.O1: Backround on mutual funds Pooled investment: investment vehicle that pools together money from many investors and invests that money in a variety of stocks, bonds, or indexes of stocks and or bonds. Ma...

Lesson 8 notes L.O. 1 Money market securities: Short term assets with maturity of one year or less Provide interest income Low level of risk Saving alternatives: GIC, Canada saving bonds Common stock: A certificate issues ...

Lesson 7 review 1) In the liability coverage in auto insurance there is two components: Bodily injury liability: Ptoects you against liabilities you or members of you family cause to others during accident Property damage ...

Lesson 7 notes: Auto and Homeowners insurance Auto insurance insures against: The legal liability( as a car owner)that may come from causing death or injury to others Medical care associated with providing medical care to ...

Lesson 4 review: 1) We pay a sales tax called goods and services tax to the federal government (GST). It is responsible with revising the income tax act. The CRA is in charge of collecting the taxes from all the provinces ...

Fina 200 Chapter 4 Federal tax system is administered by Canada Revenue agency we pay a sales tax administered by the federal government for most goods and services called goods and service tax (GST) Provincial tax system ...

Fina 200 Chapter 3 review 1) What two personal financial statements are most important to personal financial planning? Personal cash flow statement Personal balance sheet 2) Define income and expenses and identify some sou...

l e a r n • r e f e r e n c e • r e v i e w permacharts TM Stocks & Bonds WHAT IS A STOCK? WHAT IS A BOND? ...

l e a r n • r e f e r e n c e • r e v i e w permacharts TM Mutual Funds WHAT IS A MUTUAL FUND? PURCHASING & REDEE...