FIN 512 Lecture Notes - Lecture 6: Registered Nurse, Contact Lens, Physical Therapy
Limitations on Travel Insurance
- Pre-existing condition
- High risk sporting activities
- War
- certain destinations
- duration of trip
- treatment for substance abuse
- suicide
6 Activities of Daily Living:
- bathing, eating, dressing, toileting, continence, transferring position of the body
Alternative Medical Practitioners
- same alternative care is covered by provincial plans if a doctor recommends including:
chiropractors, podiatrists, osteopaths, naturopaths, licensed massage therapists, acupuncturists,
physiotherapy
Covered in Extended Health Care:
- prescription drugs
- semi private or private hospital rooms
- hospital and medical costs incurred outside Canada
- glasses, contact lens,
- services from a registered nurse
- ambulance services
- hearing aids
- artificial limbs, prostheses, medical appliances
- artificial limbs, prostheses, medical appliances
- wheelchairs and other durable equipment
- registered therapist and specialists
- orthopedic shoes and orthotics
Opted-out Physicians
- physicians can operate outside the provincial plans and bill their customers directly
- however, they cannot operate in both public (participating in health plan) and private sector
(billing customers directly) at the same time
- bill patient directly at amount not exceeding the schedule of benefits
- patient then submits a claim to provincial health plan
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Document Summary
Duration of trip treatment for substance abuse suicide. Bathing, eating, dressing, toileting, continence, transferring position of the body. Alternative medical practitioners same alternative care is covered by provincial plans if a doctor recommends including: chiropractors, podiatrists, osteopaths, naturopaths, licensed massage therapists, acupuncturists, physiotherapy. Prescription drugs semi private or private hospital rooms. Hospital and medical costs incurred outside canada glasses, contact lens, services from a registered nurse ambulance services. Hearing aids artificial limbs, prostheses, medical appliances artificial limbs, prostheses, medical appliances. Wheelchairs and other durable equipment registered therapist and specialists. Physicians can operate outside the provincial plans and bill their customers directly. However, they cannot operate in both public (participating in health plan) and private sector (billing customers directly) at the same time. Bill patient directly at amount not exceeding the schedule of benefits. Patient then submits a claim to provincial health plan. Bill patients directly without regards to the limits, and patient cannot be reimbursed.