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GGR378H5 (17)
Lecture 11

Lecture 11.docx

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Barbara Murck

Lecture 11 Hydrometeorological Hazards: An Introduction Hydrometeorological Hazards • Natural processes of atmospheric, hydrological, or oceanographic nature leading to loss of life or injury, property damage, socioeconomic disruption, environmental degradation – Floods and storm wave surges – Storms (cyclones, hurricanes, tornadoes, etc.) – Coastal erosion – Droughts, heat waves, cold waves – (Snow avalanches) Climate Change & HM Hazards • If global temperatures rise → moisture + energy in ocean-atmosphere system will increase – Heat + moisture drives storm systems • Not all extreme weather events are related to climate change, but… • Warmer climate → increase in frequency and intensity of electrical storms, storm surges, floods, hurricanes, cyclones, tornadoes, droughts, fires Extreme Weather & Human Health • Immediate health effects: increased risk of injury, illness, stress-related disorders, and death. • Long-term health effects: – Destroyed or contaminated food and water supplies – Diminished air quality – Damaged health services and civic infrastructure – Disrupted community life and employment – Displacement of entire groups of people – Increased risk of infectious disease – Mental health impacts, including stress and depression from financial losses, injuries and relocation - Based on Health Canada “Extreme Weather Events and Natural Disasters” Insurance “101” • Coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril. – Indemnify: to secure against future loss, damage, or liability • Streams: – Property & Casualty – Life & Health – Note that insurance has traditionally been more common in industrialized nations. Insurable & Uninsurable Risk • Insurable Risk – Definable
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