MGEC34H3 Lecture Notes - Lecture 8: Manulife, Universal Health Care, Unemployment Benefits
18 Dec 2016
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November 8, 2016 lecture 8: organization of health insurance markets. Universal healthcare is government provided, and covers most services provided by physicians and hospitals as well as many diagnostic tests. Some diagnostic tests are not covered if they are not considered essential: heidelberg retinal tomograph (hrt) is a 3-d image of the eye, in some provinces it is covered, but in ontario it is not. The cost can vary, from clinic to clinic but ranges from to . Universal healthcare is not as universal as it used to be, e. g. , in ontario vision exams provided by optometrists, physiotherapy and chiropractic services are no longer part of universal healthcare. For services and tests not covered under universal healthcare, the patient must pay for the services, either directly or using supplemental health insurance. Supplemental health insurance is provided by your employer as part of their benefits package.
