HLTC43H3 Lecture : Lecture 01- HLTC03

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whitemarten789

15 Feb 2012

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Many different stakeholders that try to influence public policy. Bio-medical model; insist that people are responsible for their own health. Medicare; romano report 2002-2003; building on values citizens feel a deep attachment to medicare, and believed people would respond if medicare were to be dismantled aspects must still be paid. People are beginning to appreciate the medicare coverage, however some. People had sacrificed so much during depression and wwii, but didn"t want to live with insecurity and thus income was required, and being able to have healthcare covered would be a relieve thus brought medicare into place. Benefits to have a public health care program; do not have to pay. Political ideology; a set ideas about what specific groups believes should be valued. A decision made by government set by a set of policies, to address a set of health issues [decision or non-decision] Geographic community that decides upon issues as a collective.

Related Questions

1. Medicare administrative costs are approximately $500 per year per person covered by Medicare. This is about 4.5% of the total annual health care expenses covered by Medicare. U.S. private health insurance administration costs are approximately $490 per year per person covered by private health insurance, about 8.5% of the total annual health care expenses covered by private insurers.

Consider a proposal under which everyone in the U.S. who currently has private health insurance would be offered Medicare insurance in the same way that people over age 65 receive it. What do you expect would be the effect on Medicare administration cost per person covered by Medicare? Would it rise? Fall? Stay about the same? Explain carefully what you base your prediction on. In answering, try to think what insurance administration costs are mostly related to. Are they proportional to the number of people covered? Do they also depend on the number of treatments the people receive? To answer this question, what are the most important differences between people currently covered by Medicare and other people who have private health insurance?

salmonsalmon139

1.Choose the correct statement.

A.Adverse selection arises in health insurance because some of the healthiest people choose to beâ uninsured, at least during their younger years.

B.Moral hazard arises in health insurance because onceâ insured, a person has less incentive to adopt a healthy lifestyle.

C.In the market for healthâ insurance, the buyers have private information and in the market for healthâ care, the sellers have private information.

D.All of the above are correct.

2.Choose the statement that is incorrect.

A.93 million people are covered by Medicare and Medicaid.

B.The government spendsâ $10,387 per person per year on Medicare and Medicaid.

C.About 48 million people limit theirâ health-care costs by using an HMO.

D.The cost of private insurance per person covered is 46 percent of the cost of the government programs.

3.Without knowledge about driverâ types, there isâ _______ equilibrium in the market for car insurance.

A.a pooling

B.an unfair

C.an asymmetric

D.a separating

is how this will be affected by the affordable care act. Will more low income people sign up for low cost health coverage? If so, will that defray the cost of the Medicare program?

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HLTC43H3 Lecture : Lecture 01- HLTC03

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