HSA 4321 Lecture Notes - Lecture 21: Standard Deviation, Postal Codes In Canada, W. M. Keck Observatory
Document Summary
Data: 1997 2001 medical expenditure panel survey insurance component (meps-ic) 131,000 plans: 41,300 hmos, 48,000 ppos, 23,600 point-of-service plans and, 18,200 fee-for-service plans, ce(cid:374)sus bureau"s pu(cid:271)li(cid:272) use mi(cid:272)rodata a(cid:373)ple for 2000 (cid:894)pum (cid:895) Sample of 14 million workers: area resource file, county business pattern data. Women and two-earner households: two-earner households potentially have more employer-based insurance options. In such a household, the family may prefer to obtain health insurance through one spouse and allow the other to take more compensation as money income. If women (or younger workers) are disproportionately second earners in the family, they would presumably prefer wages to insurance. Thus, epc should be higher in firms with more women, in markets with more two-earner households. Conclusions: employers are responsive to the range of insurance options that modern families have available. Larger shares of women or younger workers matter, but only in the context of the local labor market.
