RMI-4115 Lecture 6: Life Notes 6

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Defining health risk: health risk refers to the uncertain need for health care services due to unforeseen illness or accident, has a financial consequence that may be. Hazards and perils to health: hazards (morbidities, genetic factors, predisposition, health-related behaviors, smoking, exposures, luck, perils, doctor"s visit, surgery/hospitalization, medication, facts. Institutionalization: of 56 million global deaths in 2012, 38 million, or 68% were due to noncommunicable diseases, cardiovascular diseases, cancer, diabetes, chronic lung diseases. How are health risks managed: which risks can be avoided, loss control: Individual (self-protection) activities: diet, exercise, regular check-ups: hazard reduction by employers, government, other agencies, safety programs, inspections, clean air and water, reduction is costs (severity) by health care system. Improved or more efficient detection and treatment methods: education/information. The cancer insurance policy benefit can be used for any purpose you choose. Comprehensive health insurance: the aca now requires most individuals to have comprehensive health insurance coverage, exemptions may be:

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