INTA 1200 Lecture Notes - Lecture 12: Beveridge Report, Public Good, Socialized Medicine

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Collective action problem (private v. public good: private (rivalrous and excludable, public (non- rivalrous and non- excludable, non- rivalrous and excludable = club goods. Should offer a lot of coverage, should be relatively cheap, should be available for everyone. Beveridge model ~ great britain, italy, spain, scandinavia, cuba: public good, government provides healthcare through taxes, no fees, doctors are considered government employees and receive government money, preventative and primary care. Bismarck model ~ germany, japan, france, belgium, switzerland: private insurers, employer based, premiums, nonprofit, regulations: can"t deny coverage price controls. National health insurance ~ canada, taiwan, south korea: government pays through government- run insurance, private sector providers * Out of pocket model ~ much of the world (economic undeveloped, political system doesn"t maintain health care system) india, china, africa: no established health care system, those that can afford care get care. Japan ~ bismarck model; employers pay for insurance; health care providers are private.

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