RMI 3504 Lecture Notes - Lecture 8: Trade Secret, Malicious Prosecution, False Arrest

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The policy: covers a wide range of liability loss exposures faced by commercial entities. Tortious conduct: coverage before wwi, there were separate policies for each loss exposure/location. After wwi policies offer coverage for more than one loss exposure and location. Coverage a: premises and operations liability: covers damages for bodily injury and property damage which insured is legally obligated to pay arising out of: Products and completed operations: coverage a exclusion. Expected or intended damage to property or bodily injury is not covered. Damage to property owned, rented, occupied or controlled by the insured. Damage to impaired property or property not physically injured. Impaired property= someone else"s property that cannot be used b/c your work/product, which has been incorporated into that product, is damaged. Distribution of material in violation of statues (tcpa and can-spam) Coverage b: personal and advertising injury: covers personal injury arising from: Slander or libel: covers advertising injury from:

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