Discussion questions for this week (respond in reading quiz 12): 1. what problems did the foreclosure crisis create for neighborhoods and local municipalities: graffiti. Vandalism: no one wants to move into the neighborhoods with a lot of foreclosures. People lost trust: bad backyard swimming pools were happening in california especially. Inexperienced people were getting into the housing business. 3. what was the role of the following players in the crisis: Include examples from the documentary in your answer: homebuyers- were buying homes a lot, but once the prices rose they stopped buying. Then eviction started and houses were being foreclosed. A lot of people tried to refinance their homes as well. They were not being smart with their money or their housing choices: mortgage loan officers-dictate everything, have strict rules and thus a lot of people couldn"t have the ability to have the american dream. California wanted to change that and let a lot more people have the ability to get mortgages.