WOMENSTD 220 Lecture Notes - Lecture 8: Charity Care, Health Maintenance Organization, Temporary Assistance For Needy Families
7 Apr 2018
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The american healthcare system: by looking at health outcomes and costs to what are healthy people. How do we pay for healthcare: employee based insurance, most favored by companies, private/individual insurance/ self pay, government funded, medicaid, medicare, military/government employee, indian health services, charity care. What is insurance: pooled resources, assumes that only a few people need really expensive health care. Medicare: federally-funded, 57 million recipients billion (2016, qualifications, > 65 years old, permanently disabled 8 million, disabled or in need of hemodialysis and eligible for social security, future: rising health care costs + aging population. Medicaid income: federal-state partnership, based on income, eligibility - varies by state. The uninsured: over 47 million in 2010 - 27 million in 2016, coverage = services. No coverage = no services: but can"t they just buy insurance? , 8/10 come from working families, price sensitive to premiums and utilization, when price goes up, people increasingly use that resource.
