Filter By
Filter Reset
Semester
Class Notes (1,030,989)
US (404,564)
VCU (1,758)
HUMS (19)

Class Notes for Humanities and Sciences at Virginia Commonwealth University

HUMS 202 Lecture Notes - Lecture 10: Credit Counseling, Identity Theft
Premium

find more resources at oneclass.com 1. Evaluate current financial situation: a. Amnt and source of income b. Date recieve income c. How prioritize and spend income d. H...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 11: Lenders Mortgage Insurance, Federal Housing Administration, Individual Development Account
Premium

find more resources at oneclass.com Renter’s insurance: protects you against loss/destruction of possessions in event that proprty is stolen or damaged and covers living expenses if you’re unable to live in place due ...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 9: Predatory Lending, Refund Anticipation Loan, Subprime Lending
Premium

find more resources at oneclass.com Installment Loan: repaid in equal monthly payments for specific period of time, used for big purchases 1. Secured → borrower offers collateral and collateral taken if don’t repa...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 8: Credit Score, Charge Card, Cash Advance
Premium

find more resources at oneclass.com Charge card: offered by retail stores, similar to credit card; balance on charge card account payable in full when statement is received; CANNOT carry balance → no rate Stored valu...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 6: Life Insurance, Wyou, Disability Insurance
Premium

find more resources at oneclass.com FDIC = independent government agency that insures deposits in banks and savings associations Truth in Lending Act -->lenders have to disclose the total cost of loan including finan...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 7: Fair Credit Reporting Act, Savings Account, Medical History
Premium

find more resources at oneclass.com Credit → ability to borrow money Good credit means make loan payments on time → easier and cheaper to borrow money in future, get job easier, and rent easier collateral : ...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 4: 529 Plan, Individual Development Account, Mutual Fund
Premium

find more resources at oneclass.com S-specific M-measurable A-achievable R-relevant T-time based Income comes from: Wages, self-employment income, child support, interest or investment income, social security benef...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 3: Social Security Number, Payment Service Provider, Customer Service
Premium

find more resources at oneclass.com Benefits of checking account - convenience → provide w/ quick & easy access to money (paycheck and income tax refunds can be directly deposited) -cost -money management → need to r...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 11: Credit Counseling, Credit History

find more resources at oneclass.com Financial Recovery Steps to financial recovery  1. Evaluate your current financial situation o Write down  Amount and source of income  W...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 10: Refinancing, Home Equity Line Of Credit, Annual Percentage Rate

find more resources at oneclass.com Your own Home  Advantages of renting a home o Property maintenance is responsibility of landloard o Can move/change homes once you have ment terms of rental contrac...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 9: Savings Account, Home Equity Line Of Credit, Home Equity Loan

find more resources at oneclass.com Loan to own part 1  installment loan basics o loan paid in equal monthly payments  types of installment loans o secured  is one where the borro...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 8: New Balance, Credit Score, Credit Score In The United States

find more resources at oneclass.com Charge it Right What is credit and why is it important  Credit allows you to borrow money, and you make a promise to pay it back with interest. Interest is money a creditor c...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 7: Credit Union, Credit Score In The United States, Mail And Wire Fraud

find more resources at oneclass.com To Your Credit Credit  The ability to borrow money  Loan o Money that is borrowed from a lender that must be paid back  Interest o When you borrow money, you...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 6: Experian, Annualcreditreport.Com, Magnetic Stripe Card

find more resources at oneclass.com Keep it Safe Federal consumer protection laws and regulations  Truth in Lending Act o The Truth in Lending Act (TILA) requires lenders to disclose the total cost of your ...

Humanities and Sciences
HUMS 202
Scott Street
HUMS 202 Lecture Notes - Lecture 5: 529 Plan, Money Market Account, Deposit Account

find more resources at oneclass.com Pay Yourself First Overview of saving  You should put money in savings account before paying bills  Save money toward goals you have identified  Improve your standard of l...

Humanities and Sciences
HUMS 202
Scott Street

Log In


OR

Don't have an account?

Join OneClass

Access over 10 million pages of study
documents for 1.3 million courses.

Sign up

Join to view


OR

By registering, I agree to the Terms and Privacy Policies
Already have an account?
Just a few more details

So we can recommend you notes for your school.

Reset Password

Please enter below the email address you registered with and we will send you a link to reset your password.

Add your courses

Get notes from the top students in your class.


Submit