MULTIPLE CHOICE. Choose the one alternative that best completes the statement or answers
1) Any indirect financial payments given to employees are known as: 1) _______
B) stock options.
D) employee benefits.
E) financial incentives.
Outsourcing benefits administration to a third‐party expert has the
A) fewer benefit claims.
B) greater efficiency and consistency, and enhanced service.
C) reduced cost.
D) increased employee understanding of benefits.
E) reduced cost and enhanced service.
3) The following factor(s) is/are expected to increase the cost of benefits: 3) _______
A) baby boomers.
B) pension plans.
C) looming labour shortage.
D) advances in dental care.
E) employee services.
4) The average cost of benefits, as a percentage of payroll, is
A) 50%. B) 37%. C) 25%. D) 10%. E) 30%.
A government‐sponsored program that provides weekly income
benefits if a person is unable to work through no fault of his/her own is
A) strike pay.
B) sick pay.
C) employment insurance.
D) termination pay.
E) severance pay.
6) The EI benefit is generally 55% of average earnings during the last 14 to
26 weeks of the:
A) previous calendar year.
B) qualifying period.
C) previous 52 weeks.
D) probationary period.
E) benefit period.
7) The purpose of an SUB plan is: 7) _______
A) to provide benefits separate from EI so that employees can better
maintain their standard of living during periods of
B) to supplement maternity leave.
C) to facilitate an agreement between an employer and the
D) to supplement EI benefits by receiving a combined benefit closer
to the actual working wage.
E) the result of collective bargaining.
8) The three types of benefits provided under the Canada/Quebec Pension
A) retirement, survivor, old age security.
B) disability, survivor, old age security.
C) retirement, vacation, disability.
D) retirement, disability, survivor.
E) retirement, survivor, health care.
9) Workers' compensation is in effect a ________ insurance plan to help
employees with work‐related injuries or illnesses get well and return to
B) "no cost"
D) "no fault"
10) All parties agree that the best way to manage workers' compensation
claims over the long term is:
A) privatization of workers' compensation.
B) instituting employee premiums.
C) better claims monitoring.
D) accident prevention.
E) reducing benefits.
11) Abacus Trucking Ltd. has experienced a rise in workers compensation
claims over the past year. You are the Human Resources professional
who has been asked what the company can do to reduce the number of
claims. You respond that the following are steps the company should
A) comply with government safety standards.
B) institute effective health and safety programs.
C) institute rehabilitation programs for injured or ill workers.
D) discipline workers who have more than one workers'
E) provide career counseling to guide employees into less strenuous
or stressful jobs.
12) Individualized benefit plans allowed by some employers in order to
accommodate employee preferences for benefits are known as:
A) constrained benefits plans.
B) individualized benefits plans.
C) flexible benefits programs.
E) perquisite benefits plans.
13) A benefit that provides pay to an employee when he/she is out of work
because of a non‐work related injury or illness is called:
A) severance pay.
short‐term disability/sick leave.
C) workers' compensation.
D) unemployment pay.
E) hospitalization benefits.
14) An employer tactic to minimize the problem of employees' excessive
use of sick days would include the following EXCEPT:
A) aggressively investigating all absences.
B) holding cash prize lotteries for employees with perfect attendance.
C) increasing the number of sick days for employees.
D) calling the absent employees at their homes.
E) buying back unused sick leave at the end of the year.
15) The amount of time off provided for bereavement leave varies by
jurisdiction, and also depends on:
A) the employee's length of service.
B) the closeness of the relationship between the employee and the
C) family circumstances.
D) the location of the funeral.
E) the reason for the death.
16) One or more of parental, paternity, and adoption leaves are provided in
each Canadian jurisdiction. These leaves range from ________ weeks to
A) 8, 52
B) 2, 15
C) 6, 12
D) 12, 24
E) 9, 25
17) Employees in Ontario and the federal jurisdiction may be eligible for
________ in certain termination situations, in addition to pay in lieu of
A) terminal pay
B) severance pay
C) notice pay
D) exit pay
E) unemployment pay
18) An employer is required to provide advance notice to an employee
whose employment is being terminated, unless the employee is working
on a short‐term contract or:
A) the employee is being fired for just cause.
B) a mass layoff is occurring.
C) the employee works outdoors.
D) the employee is eligible for early retirement.
E) the company is shutting down.
19) Some provinces require additional termination pay when mass layoffs
occur. The amount of additional pay depends on:
A) the reasons for the layoff.
B) the time of year.
C) the level of unemployment in the region.
D) the number of employees being laid off.
E) the employee's length of service.
20) A type of life insurance providing for lower rates than for individual
insurance, and including all employees, regardless of health or physical
condition, is called:
A) group life insurance.
B) term insurance.
C) endowment insurance.
D) whole life insurance.
E) universal life insurance.
21) Group life insurance is usually provided in the amount of: 21) ______
A) five years' salary.
B) two years' salary.
D) one year's salary.