HLTB40H3 Study Guide - Midterm Guide: Appendectomy, Underinsured
Document Summary
Insurance companies pay their ceo with massive salaries, while they are rejecting sick patients a great deal with greed: insurance companies charge higher rates to employers, employers reduce coverage to lower costs, out of pocket expenses rising as a result, can make it difficult to reimburse claims, provide inadequate information to customers, charge higher premiums to women (fierlbeck p. 292, rescissions: insurance company refuses payment of claim based on trivial error in paperwork (fierlbeck p. 272) All adults must buy insurance for themselves/families or face a fine: ppaca curtails worst insurance practices (e. g. , rescissions) with greater regulation, prevention services enhanced (e. g. , coverage for immunizations, more funding for community based care, funding for pilot programs for new models of health provision, first piece of legislation in 30 years to represent redistribution of wealth toward lower income people in this sense the health reform is important.
