RMI-4420 Study Guide - Final Guide: Insurance Fraud, The Employer, National Flood Insurance Program

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Is a no-fault insurance: does not cover. Intentional actions of an employer so worker can sue in tort. Insurance bad faith and insurance fraud 5 questions: third-party bad faith. In many states, an insurer can be liable for third-party bad faith for the failure to settle within an insurance company"s limits: first-party bad faith. In many states, an insurer can also be liable for improper handling of the claim of an insured policyholder: bad faith in fl, third-party bad faith: first recognized in 1938 as part of common law. Opperman v. nationwide mutual fire insurance: first-party bad faith: created by statute in 1982 with adoption of fl stat. Once it is filed, there is an automatic stay granted for all debts: exceptions to the stay, domestic-support obligations, proceedings against the debtor related to divorce, child custody or visitation, domestic violence, and support enforcement.

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