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HLTH 2901- Midterm Exam Guide - Comprehensive Notes for the exam ( 35 pages long!)

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Ohio University
HLTH 2901

[HLTH 2901] Comprehensive spring guide including any lecture notes, textbook notes and exam guides.find more resources at (CH 1 Cont.) Our Nation's Elders: The Facts Monday, January 22, 2018 9:30 AM • Housing and Geographic Distribution In 2009, 4 of 5 elders owned their own homes ○ ○ 3 of 4 elders live in metropolitan areas ○ States with the highest elder population § California (4.1 million) § Florida (3.2 million) § New York (2.6 million) ○ Reverse mortgage § When paid off, you have equity - cash value for your home § Principle and interest, included in monthly payment □ Interest - what you are charged to borrow money □ Fixed interest rate - no changes, it stays the same for the given amount of time, includes a down payment and closing costs • Marital Status and Living Arrangements ○ Because of life expectancies: § 8.9 million women are widows § 2.1 million men are widowers □ More likely to re-marry ○ Marriage is beneficial to elders: § Companionship, help with daily activities, higher household income ○ Elders who divorce is increasing ○ 2/3 of elders live in a "family setting" ○ Only a small proportion of elders reside in nursing homes (3%) ○ Home and Community Based Services (HCBS) § Paid for by Medicare Part A ○ Hospice § Paid for by Medicare Part A • Education ○ Older people have completed fewer years of formal education than younger adults ○ Baby Boomers are the most educated cohorts in history ○ Educational attainment differs by race and ethnic origin ○ Elders are lifelong learners • Income find more resources at
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