Nursing NUR403 Lecture Notes - Lecture 12: Co-Insurance

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Once the medicines that all canadians should have access to are identified with due regard to cost-effectiveness and public health priorities society will need to determine how best to pay for them. The goal of ensuring equitable access requires that direct charges not be a barrier to using needed medicines. Canadian medicare as well as a vast body of health system literature. Suggest that the costs of necessary care should not put patients or families at a financial disadvantage. The use of prescription drugs in canada can impose a considerable financial burden on patients. One in five canadian households spends or more on prescriptions, and almost one in 10 (8%) spends ,000 or more for their prescriptions. This occurs because many patients are uninsured for medicines, and many who are insured still face various direct charges, such as deductibles, co-insurance, or prescription co- payments.

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