REAL 1820 Lecture 10: Introduction to Housing Policy

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Introduction to housing policy: evolution of housing problems. Poor housing quality prior to 1950 (lack of indoor plumbing, poor insulation and heating systems) Since then housing affordability (canadians are spending a larger percentage of their income housing than they did before) Is there an income problem or a housing shortage problem: the complicated nature of housing problems. Housing problems are not pure housing matter. Housing market is a complex web of interrelated sectors. Housing cannot be treated in isolation; it is interrelated with broader issues of income or employment, immigration, mortgage rates, housing construction etc: the need for good housing policies. To solve housing problem, we need well-designed housing policies. The role of governments in policy making . Federal: main policy maker and when required funder of housing programs. Provincial: supporters of federal programs, and sometimes innovators of local programs. Municipal (cities): controllers of land use approvals.

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