RMI-3011 Lecture 11: RMI 3011 Lecture 11
13 Nov 2017
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Document Summary
Increase in consumer demand: advances in technology, cost insulation because of third-party payers, employment-based health insurance, state-mandated benefits, cost shifting by medicare and medicaid, higher administrative costs, rising prices in the health-care sector, defensive medicine. It is based on the ability to pay, not health needs: the fee-for-service method encourages unnecessary tests and treatments, distortions in medical care which result from a limited supply of physicians in general practice and in rural areas. Health-care reform: health care reform has been proposed for many years, but most proposals have failed, on march 23, 2010, president obama signed into law the patient protection and. In a qualified ltc plan, a benefit trigger must be met to receive benefits. Income payments are typically limited to 60-80% of gross earnings: the most common definitions of total disability are: Inability to perform the material and substantial duties of your regular occupation.
