RMI 3504 Lecture Notes - Lecture 10: Mutual Insurance, Punitive Damages, Connecticut Compromise
26 Apr 2016
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Trade-off between er/ee, ee gave up right to sue in exchange for a smaller monetary payment. 40b is paid a year in workers comp. payments: 3 benefits. Financial relief for ee- payment of portion of salary. Workers" compensation: er pays specified benefits for: Regardless of fault: great compromise- in exchange for benefits, the ee gives up the right to sue. Benefit requirements: injury or occupational disease must arise out of and in the course of employment, related to employment. No coinsurance/deductible and benefits are unlimited: disability income benefits (2/3 of pay, death benefits, rehabilitation benefits. Ees vs. independent contractors: ees are entitled to wc benefits, independent contractors are not, independent contractors. Less direction and control on how to achieve the results. Often very difficult to tell the difference. Ees: temp. agency provides wc for ees, leased ees. Can share wc responsibility between er and peo. Out of state law application: when traveling in another state ee has the choice to:
