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ivoryclam973Lv1
28 Sep 2019
2) If you find in your wallet or pocket a suspicious Czech koruna, banknote (probably counterfeited)
a. you are a looser. You should destroy it immediately.
b. you should present it to the Czech National Bank to check, if it is genuine or not, if it is not genuine. you are a looser. If it is genuine, you will obtain a new one.
c. you should pay with it in the nearest shop, otherwise you are a looser
d. you should present it to the Ministry of Finance, where the experts of the Financial Analytical Unit determine, if it is genuine or not. If it is not genuine, you are a looser.
3) Which type of securities does not exist at all?
a. short term securities with the maturity up to one year (often issued by the state, called T-bills)
b. long-term securities with the maturity higher than 5 years
c. stocks with the maturity shorter than 1 year
d. stocks with denomination higher than equivalent of 100,000€
4) According to the Czech legislation a mortgage could not be offered by any financial institution to
a. finance of anything else than housing
b. anybody who is not married
c. anybody who is not employed
d. anybody who is not adult (18 and older)
5) Every owner of a banking or payment account in any bank in the European Union
a. has to be an owner of a life insurance contract, too.
b. has to sign a special contract with his/her bank to specify conditions under which his/her deposits are insured.
c. is insured — better to say: his/her deposits up to specified amount are insured. Recently an equivalent of 100.000 € (in certain cases up to 200.000 €).
d. is allowed to have only one account in every EU member state.
6) A cheque (or check) is a payment instrument which is:
a. legally forbidden to be used in the Czech Republic
b. possible to be used by anybody even if he/she does not have any bank account
c. known by legislation, but minimally used in the Czech Republic
d. widely supported by the Czech banking environment as a modern type of payment instrument.
7) A credit institution. which was granted a banking license in One of the EU member states
a. could not run its banking business without a local banking license in another EU member state.
b. could run its banking business without a local banking license, but it has to inform the local central bank or other supervisory body about its intention to do so.
c. could run its banking business without a local banking license for one year only; during that period it has to obtain a banking license.
d. could run its banking business without a local banking license, but it can offer its services to a limited number of clients — recently 100.000 €.
8) Any pan-European banking directive of the European Parliament and of the Council
a. should be implemented into the local legislation of the EU member states in a given period (normally 18 months).
b. is possible to be used as a recommendation only; only regulations are mandatory for all member states.
c. is not implemented or transposed into the local legislation of the EU member states at all: it comes into force either immediately when printed in the Official Journal or in stipulated terms mentioned in the given regulation.
d. should be followed by European banks only; for those active in the EU but with headquarters out of the EU and having only their branches or daughter companies in the EU these regulations could be taken as recommendations.
9) The president of the Czech Republic is given by the Constitution (Act. No 1/1993 Coil.) a power
a. to appoint members of the Board of the Czech National Bank.
b. to influence decisions of the members of the central bank Board.
c. to validate appointment of the top management of all commercial banks.
d. to appoint only a governor of the Czech National Bank: the other members of the CNB Board a appointed by the governor.
10) The Czech interbank payment system called CERTIS is:
a. solely used for the settlement of large value payments.
b. the real time gross settlement system.
c. the net settlement system.
2) If you find in your wallet or pocket a suspicious Czech koruna, banknote (probably counterfeited)
a. you are a looser. You should destroy it immediately.
b. you should present it to the Czech National Bank to check, if it is genuine or not, if it is not genuine. you are a looser. If it is genuine, you will obtain a new one.
c. you should pay with it in the nearest shop, otherwise you are a looser
d. you should present it to the Ministry of Finance, where the experts of the Financial Analytical Unit determine, if it is genuine or not. If it is not genuine, you are a looser.
3) Which type of securities does not exist at all?
a. short term securities with the maturity up to one year (often issued by the state, called T-bills)
b. long-term securities with the maturity higher than 5 years
c. stocks with the maturity shorter than 1 year
d. stocks with denomination higher than equivalent of 100,000€
4) According to the Czech legislation a mortgage could not be offered by any financial institution to
a. finance of anything else than housing
b. anybody who is not married
c. anybody who is not employed
d. anybody who is not adult (18 and older)
5) Every owner of a banking or payment account in any bank in the European Union
a. has to be an owner of a life insurance contract, too.
b. has to sign a special contract with his/her bank to specify conditions under which his/her deposits are insured.
c. is insured — better to say: his/her deposits up to specified amount are insured. Recently an equivalent of 100.000 € (in certain cases up to 200.000 €).
d. is allowed to have only one account in every EU member state.
6) A cheque (or check) is a payment instrument which is:
a. legally forbidden to be used in the Czech Republic
b. possible to be used by anybody even if he/she does not have any bank account
c. known by legislation, but minimally used in the Czech Republic
d. widely supported by the Czech banking environment as a modern type of payment instrument.
7) A credit institution. which was granted a banking license in One of the EU member states
a. could not run its banking business without a local banking license in another EU member state.
b. could run its banking business without a local banking license, but it has to inform the local central bank or other supervisory body about its intention to do so.
c. could run its banking business without a local banking license for one year only; during that period it has to obtain a banking license.
d. could run its banking business without a local banking license, but it can offer its services to a limited number of clients — recently 100.000 €.
8) Any pan-European banking directive of the European Parliament and of the Council
a. should be implemented into the local legislation of the EU member states in a given period (normally 18 months).
b. is possible to be used as a recommendation only; only regulations are mandatory for all member states.
c. is not implemented or transposed into the local legislation of the EU member states at all: it comes into force either immediately when printed in the Official Journal or in stipulated terms mentioned in the given regulation.
d. should be followed by European banks only; for those active in the EU but with headquarters out of the EU and having only their branches or daughter companies in the EU these regulations could be taken as recommendations.
9) The president of the Czech Republic is given by the Constitution (Act. No 1/1993 Coil.) a power
a. to appoint members of the Board of the Czech National Bank.
b. to influence decisions of the members of the central bank Board.
c. to validate appointment of the top management of all commercial banks.
d. to appoint only a governor of the Czech National Bank: the other members of the CNB Board a appointed by the governor.
10) The Czech interbank payment system called CERTIS is:
a. solely used for the settlement of large value payments.
b. the real time gross settlement system.
c. the net settlement system.
Kritika KrishnakumarLv10
28 Sep 2019
