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Provide an appropriate response. A group of students were asked if they carry a credit o select second digit & card. The responses are listed in the table. Credit Card Not a Credit Card Class Carrier Carrier Total Freshman 40 Sophomore Total 100 2 25 35 15) If a student is selected at random, find the probability that he or she owns a credit card given that the student is a freshman. Round your answer to three decimal places.

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