LAW 122 Study Guide - Midterm Guide: Liability Insurance, Risk Management, Property Insurance

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Identification: recognition of legal risks: can we be held liable for doing something wrong? , identify all the risk you could be held liable for, evaluation: assessment of legal risks, what are the chances of something going wrong? , response: reaction to legal risks, what are we going to do about it? . Canada is a federal country with two constitutionally recognized levels of government: federal government: e. g. crime, bankruptcy, copyright (s. 91, provincial government: e. g. property, civil rights (s. 92) Charter of rights and freedoms: part of constitution since 1982, rights and freedoms commonly affecting business, freedom of religion, freedom of expression, freedom of mobility, right to equality. Charter only applies to government action: not (directly) applicable against private businesses, charter may apply in favour of private business, some provisions are limited to any individual , some provisions are available to any person , charter rights subject to reasonable limitations , balance individual rights and community interest.

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