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HLTH 2901- Midterm Exam Guide - Comprehensive Notes for the exam ( 35 pages long!)
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Department
Health
Course Code
HLTH 2901
Professor
Yehl

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OU
HLTH 2901
Midterm EXAM
STUDY GUIDE
Housing and Geographic Distribution
In 2009, 4 of 5 elders owned their own homes
3 of 4 elders live in metropolitan areas
States with the highest elder population
California (4.1 million)
§
Florida (3.2 million)
§
New York (2.6 million)
§
Reverse mortgage
When paid off, you have equity - cash value for your home
§
Principle and interest, included in monthly payment
Interest - what you are charged to borrow money
Fixed interest rate - no changes, it stays the same for the given
amount of time, includes a down payment and closing costs
§
Marital Status and Living Arrangements
Because of life expectancies:
8.9 million women are widows
§
2.1 million men are widowers
More likely to re-marry
§
Marriage is beneficial to elders:
Companionship, help with daily activities, higher household income
§
Elders who divorce is increasing
2/3 of elders live in a "family setting"
Only a small proportion of elders reside in nursing homes (3%)
Home and Community Based Services (HCBS)
Paid for by Medicare Part A
§
Hospice
Paid for by Medicare Part A
§
Education
Older people have completed fewer years of formal education than younger
adults
Baby Boomers are the most educated cohorts in history
Educational attainment differs by race and ethnic origin
Elders are lifelong learners
Income
(CH 1 Cont.) Our Nation's Elders: The Facts
Monday, January 22, 2018
9:30 AM
find more resources at oneclass.com
find more resources at oneclass.com
Income
Medicare and Social Security make elders less financially vulnerable
Social Security was never meant to be sole source of support, meant to be
extra
§
Social Security Act, 1935
Created Medicare Part A and Medicaid as an amendment, 1965
§
Elders living in a family setting are less financially vulnerable
They can rely on adult children to provide groceries, etc.
§
Disparity of income level with race, ethnicity, and sex
Elder men have higher income levels than elder women
Health Status and Health Care
Most elders have at least 1 chronic condition which:
Limits activities
§
Lengthens hospital stays
§
Results in more physician visits
§
Results in more medications prescribed
§
Raises out-of-pocket expenses
§
3 out of 4 elders have a chronic condition
find more resources at oneclass.com
find more resources at oneclass.com

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Description
[HLTH 2901] Comprehensive spring guide including any lecture notes, textbook notes and exam guides.find more resources at oneclass.com (CH 1 Cont.) Our Nation's Elders: The Facts Monday, January 22, 2018 9:30 AM • Housing and Geographic Distribution In 2009, 4 of 5 elders owned their own homes ○ ○ 3 of 4 elders live in metropolitan areas ○ States with the highest elder population § California (4.1 million) § Florida (3.2 million) § New York (2.6 million) ○ Reverse mortgage § When paid off, you have equity - cash value for your home § Principle and interest, included in monthly payment □ Interest - what you are charged to borrow money □ Fixed interest rate - no changes, it stays the same for the given amount of time, includes a down payment and closing costs • Marital Status and Living Arrangements ○ Because of life expectancies: § 8.9 million women are widows § 2.1 million men are widowers □ More likely to re-marry ○ Marriage is beneficial to elders: § Companionship, help with daily activities, higher household income ○ Elders who divorce is increasing ○ 2/3 of elders live in a "family setting" ○ Only a small proportion of elders reside in nursing homes (3%) ○ Home and Community Based Services (HCBS) § Paid for by Medicare Part A ○ Hospice § Paid for by Medicare Part A • Education ○ Older people have completed fewer years of formal education than younger adults ○ Baby Boomers are the most educated cohorts in history ○ Educational attainment differs by race and ethnic origin ○ Elders are lifelong learners • Income find more resources at oneclass.com
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