SYO 4400 Study Guide - Quiz Guide: Barter
11 Jun 2018
School
Department
Course
Professor
Tuesday, April 10, 2018
Exam 4
Medical Sociology!
-4 modes of paying:!
•1) out of pocket!
-simplest but likely most expensive!
•barter!
•consumer-goods transactions!
•2) individual private insurance!
•3) employment-based group private insurance!
•4) government/ public!
-Each mode developed as a response to previous modes!
•Each reform has resulted in new problems!
-Latent functions of healthcare!
•American health system evolved around capitalism!
-Cost controls has always been a central tension!
-Copay: What you’re going to pay when you go for clinical services!
-Deductible: The amount of money you have to pay out of pocket before your
insurance companies start paying for you!
•Cost-sharing!
-Deterrent!
•Insures you won’t use health insurance in a frivolous manner!
-Premium: What you pay out of pocket every month to have health insurance
#1
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Document Summary
4 modes of paying: 1) out of pocket. Simplest but likely most expensive: barter, consumer-goods transactions, 2) individual private insurance, 3) employment-based group private insurance, 4) government/ public. Each mode developed as a response to previous modes: each reform has resulted in new problems. Latent functions of healthcare: american health system evolved around capitalism. Cost controls has always been a central tension. Copay: what you"re going to pay when you go for clinical services. Deductible: the amount of money you have to pay out of pocket before your insurance companies start paying for you: cost-sharing. Deterrent: insures you won"t use health insurance in a frivolous manner. Premium: what you pay out of pocket every month to have health insurance.
