Business law chapter 15 and 16 questions: the title of the couch transfers to sally immediately when she pays for it with her credit card, because nothing has to be done to the couch when she bought it. The fact that the delivery is in a week or the item is paid on credit card doesn"t affect when the title transfers. Act says that if nothing has to be done to the item, the title transfer immediately unless there are terms stating otherwise in the contract or you contract out of the sales of goods act. The parties have already agreed to the terms of the contract. So it overrides the delivery provisions of the sale of goods act. If one party breaches a condition, then the other party gets to not fulfill his or her condition (i"m not going to pay you for the car).