BIOL1300 Lecture Notes - Lecture 23: National Flood Insurance Program, Home Insurance, Coastal Flood
29 May 2017
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Document Summary
Rain goes into rivers quickly in urban areas. Goal: mimic ecosystem services of a rural environment. Floodplains are a great place to live Flood : a high flow event when streams overflow onto their valley floor (floodplain) Floods can occur in one event or multiple storms in a short period. Sanitation facilities diseases passed along in flood waters. Floods overwhelm the ability of a society to operate normally. Since standard homeowners insurance doesn"t cover flooding, it"s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the u. s. If you buy a property in a flood zone, you are required to purchase flood insurance. Deciding the boundaries of the flood zone is a scientific and political process that can have significant local impacts on development and property prices. Requiring flood insurance helps mitigate economic losses (but can be very expensive for individuals)
