CY PLAN 113B Lecture Notes - Lecture 5: Subprime Lending, Child Care, Food Security
22 May 2018
School
Department
Course
Professor
The Chagig Geography of Poerty i the U“
Elizaeth Keeoe February ,
• There is no one definition of a suburb
o Splitting a city into: the primary city (population over 100,000), suburbs, small metro area,
rural
o Definition of suburb: remainder of the MSA outside the primary city or cities
o Suburbs are home to the largest and fastest growing poor population (accelerating beginning
in the 2000s)
o 4 of the 9 etros foud the ajority of the regio’s poor liig i the suurs
o Concentrations of poverty have grown the fastest beyond the urban core (highest poverty
rates still in cities)
• Factors that are driving the rise of suburban poverty
o Suburbs are growing at a faster rate than cities (ie: rural migration, immigration)
o Regional housing markets: some aging housing stock are lower in price; foreclosure process
during the recession
▪ In some regions reinvestment in the urban core has translated to climbing housing
costs that have led some residents to search for affordable options outside the city
▪ Subprime lending boom in the mid-2000s and the foreclosure crisis that followed
tilted heavily toward the suburbs
o Jobs continue to suburbanize during the 2000s (ie: all jobs, retail, construction, and
manufacturing show a 43-53% increase)
▪ There are a lot of serie jos that are o the rise that ould’t pay eough to
survive ($20,000/year)
o Recession left many unemployed in the suburbs
o Prevalence of low wage work: occupations that are projected to generate the most job
growth in the next decade are in the service sector (ie: nursing assistants) that have low
annual earnings
• Being poor anywhere is hard; but being poor in the suburbs poses different challenges
o Challenges – poerty i suurs are uh ore spread out ad ore hidde, akig
it more difficult to target
▪ Transit: cannot reach as many jobs with transit
▪ Food security: safety nets (things that will help low income people) are not as
equipped and less resourced compared to cities
• Examples: Child care, free and reduced-price lunch, resources for where to
go for help
▪ Education
▪ Suburban jurisdictions often struggle with additional hurdles
• Fragmentation of jurisdictions (ie: 54 households is small): competition for
the limited amount of resources
• Lack of capacity
• Funding constraints for place based services (ie: child care)
• Chicago Southland Housing and Community Development Collaborative
o Collaboration of 25 municipalities in South Cook county with support of local funders and
regional institutions to attract philanthropic investments
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