What are the process required to get educational Financial aid from you

What are the elements that tend to insulate management somewhat from the financial results of poor financial planning? 

14. The notion underlying pay equity is that employees should receive equal pay for work of equal value. Relative value is often determined by which of the following criteria? a) effort, responsibility, skill, working conditions b) education required for the jobs in question c) whether a job requires shift work d) the length of training required before undertaking a job e) the amount of time an employee has spent in a particular job

Real estate licensees may complete their biennial license renewal courses through
 A. the local community college in any state.
 B. any online source that has verified encryption of personal data.
 C. any education provider that provides course approved by the Commission.
 D. any local education provider that provides 14-hour continuing education courses.