COMMERCE 4BL3 Chapter Notes - Chapter 3: Workplace Safety & Insurance Board, Occupational Stress

58 views2 pages
Published on 17 Jul 2012
School
McMaster University
Department
Commerce
Course
COMMERCE 4BL3
Professor
Chapter 3: Worker’s Compensation
READ the blurbs case studies etc…
30 M/C
30 T/F
- know the up to date events = cruise ships & BC explosion (know the date of
when WHAT was passed, not so much WHEN)
- know the dates of the legislation
- WHIMIS symbols
Worker’s Comp. in Canada
- worker’s comp. originated in Germany (1884) & est. in Cnd in 1914 = the Ont.
Workmen’s Compensation Act was passed by the provincial parliament
1. Administration & Responsibilities
- the provincial boards are empowered to fix & collect assessments, determine
the right to comp & pay the amount due to the injured worker
- WSIB (Workplace Safety & Insurance Board)
- Employers & injured workers who disagree w/ a WCB can turn to other
bodies in PEI, Sask & the Yukon, the WCB is the final level of appeal
2. Comp. Rates & Methods
- 2 standards det. The amnt of comp:
o Net Earnings: 8 jurisdictions base the payment on a 90% of net
earnings & 4 base it on 75% of avg. earnings
- Comp. is based on worker’s age, degree of impairment & # of dependents
- Comp. = Cash OR wage/earnings
o Cash is based on the degree of severity of the impairment there are
allowances for economic & non-economic (social) losses
o Wage/earnings loss refers to situations in which workers can no
longer earn the same amnt of money that they were earning before
the incident
- In the event of a death of a worker, the spouse may receive a pension
- Long-term disability ^30% from 2003-2005
3. Medical Aid & Incident Prevention
- medical & surgical care, hospitalization, nursing care, drugs & supplies,
therapy…
- loss of functional capacity: limit of ability or dexterity depending on the
seriousness of an injury
- WCB provide TR programs & b/c premiums are set by the industry all
employers w/in one benefit if safety improves
4. Social goals of Worker’s Comp.
- workers comp. is driven by 2 main social goals:
1) to provide services intended to prevent injuries or reduce the
psychological impact of injuries
Unlock document

This preview shows half of the first page of the document.
Unlock all 2 pages and 3 million more documents.

Already have an account? Log in

Document Summary

Know the up to date events = cruise ships & bc explosion (know the date of when what was passed, not so much when) Worker"s comp. originated in germany (1884) & est. in cnd in 1914 = the ont. Workmen"s compensation act was passed by the provincial parliament: administration & responsibilities the provincial boards are empowered to fix & collect assessments, determine the right to comp & pay the amount due to the injured worker. Employers & injured workers who disagree w/ a wcb can turn to other bodies in pei, sask & the yukon, the wcb is the final level of appeal: comp. The amnt of comp: net earnings: 8 jurisdictions base the payment on a 90% of net earnings & 4 base it on 75% of avg. earnings. Comp. is based on worker"s age, degree of impairment & # of dependents. In the event of a death of a worker, the spouse may receive a pension.

Get OneClass Grade+

Unlimited access to all notes and study guides.

YearlyMost Popular
75% OFF
$9.98/m
Monthly
$39.98/m
Single doc
$39.98

or

You will be charged $119.76 upfront and auto renewed at the end of each cycle. You may cancel anytime under Payment Settings. For more information, see our Terms and Privacy.
Payments are encrypted using 256-bit SSL. Powered by Stripe.